You Could Lower Your Monthly Debt Burden by 30% to 50%

Debt consolidation can put you back on your feet quickly, and this could work even if some banks already said "no" to you.

Lower your interest rate in a substantial way

Rebuild your credit score securely

Reduce your debt payments by $9,600 per year on average

It takes 30 seconds, and has 2 questions. 87% of homeowners are eligible!

40% lower

monthly debt payments on average

$700 to $1,500 lower payments

every month on average

$48,000 that stay in your pockets

over 5 years on average

Group all your balances into 1 payment with a lower interest rate

We take care of everything from A to Z, and at a distance

Answer 5 easy questions concerning your financial situation

Obtain a free phone consultation to discover your exact savings, new interest rate, and monthly payments

We take care of everything, from finding you the best lender to dealing with the notary. You only have to send a few documents and sign electronically.
There is no obligation at any point, and our analysis is completely free

Even if... your credit score is poor, and banks have already said no, and your cards are full and even late
...we can often still help!

Take advantage of the fact that we have access to more financing tools than those available at traditional banks!

This is how it works - A Case Study

It's really important to understand what we do. It's easy to make big claims and throw some impressive numbers around, but by giving you a concrete example you'll able to see for yourselves how this can work for you.

The example to your left (or below, depending on your device) is that of an actual client whose experience is typical. Following the video is a written summary, given that some of you will not be able to turn the sound on.

This is how it works - A Case Study

It's really important to understand what we do. It's easy to make big claims and throw some impressive numbers around, but by giving you a concrete example you'll able to see for yourselves how this can work for you.

The example to your left (or below, depending on your device) is that of an actual client whose experience is typical. Following the video is a written summary, given that some of you will not be able to turn the sound on.

The video above is a case study of a family who'd gotten tangled up in a bad business loan at a 59% interest rate, generating monthly payments of $2,167. Along with their other obligations like credit card balances and personal loans, they were paying $4,340/mo. Once we refinanced the entire debt, the new payment on the mortgage was $1,650/mo. That's a difference of $2,590/mo that stayed in this family's budget and helped turn their finances around! Over a period of 5 years, that's more than $155,000 they didn't have to pay out of pocket.


Some other benefits

Done with calls from collection agencies!
Save up for vacations or other pleasures of life!

If we don't manage to dramatically improve your finances, you'll have nothing to pay.

Simplify your budget with ONE payment

More money in your pockets at the end of the month

Get back on top financially

Rebuild your credit and reputation

Avoid bankruptcy

Obtain better terms on future loans

Frequently Asked Questions

No! As a matter of fact, we work hard to help you pay off your debts without going through bankruptcy or consumer proposal. We are mortgage brokers.

I am a mortgage broker, licensed by the Autorité des Marchés Financiers. My Client # is 3002114550, and you can always verify the validity of my license on their website: AMF Register

Of course! We are brokers, we have business relationships with several lenders, some of which have much less strict lending guidelines. If your bank already said no, it doesn't mean another wouldn't say yes.

Sometimes yes! There are some banks that are willing to go forward even if you haven't finished paying your consumer proposal. They'll lend you the money to pay it off and save you years of credit rebuilding.

Not at all, on the contrary it will most likely improve it. One of the reasons your score might be low is because your revolving credit is full. Pay that off and the score will go up.

Probably. If your business makes money but you pay yourself a low salary because of fiscal reasons, know that there are programs who will be able to look at what your business makes and qualify you on that revenue.

A lot of it will depend on how quickly you send us your documents, once you've decided to move forward. Once they're all received, you can get your money as quickly as 3 weeks, but on average 5 weeks.

Part of our remuneration is the commission that the bank pays all brokers, and part of it is professional fees paid by our clients. However, these fees are not due until we secure the money to pay off your debts first, and the new mortgage is adjusted to give you the funds necessary to cover closing costs. At no point will we ask you to transfer us any funds.